Policies and Guideline

Major Policies and Guideline for the MHS Member Missions, Fulltime Workers and Affiliated Hospitals.

Core Value

The core biblical value of MHS is Christian Brotherhood that is contributing without any expectation to help full time workers who are suffering and are in need

MHS is not an alternate for our total dependency on God to heal. Our God is the only healer either through medicine or miracle. “The Lord be exalted who delights in the well-being of His servant” Psalms 35:27 (NIV) 

Beneficiaries

The beneficiaries will be fulltime workers who are part of registered Mission Organizations, Church Networks or credible Christian Networks who will shoulder the responsibilities along with MHS. MHS is expected to serve thousands of fulltime workers including the India Missions Association (IMA) networks. The benefits are based on Group Liability Scheme and Crowdfunding.  

Member Organization Registration

Organizations who comply with the aforementioned beneficiary’s requirements can register their organization online with MHCF. The approval will be purely at the discretion of the MHCF Board. Organizations should upload their permanent and baptized staff details as follows. 

MHCF is primarily connected with the Member Organization and through them their staff are connected. By registering with MHCF, the member organization is agreeing with MHS policies and privacy policy of their staff whose details and story will be circulated to raise funds through crowdfund using GiveCharity platform.  

MHS Member organizations agree to donate the following amount towards crowdfunding for MHS through GiveCharity platform.

• Fulltime Staff: Rs. 100/- per month
• Fulltime Staff Children: Rs. 25/- per month

If new members join the organization, their names can be added anytime through the MHS organization portal and the newly joined members can avail the benefit after 3 months of their joining MHS.

Benefits

 1) MHCF assures to the registered fulltime staff of its member organizations medical treatment sudsy up to Rs. 1,50,000/- and for staff children up to Rs. 50,000/- subject to the condition that the staff should be willing to promote the cause for crowd fundraising using GiveCharity platform. This financial commitment is reviewed in MHS annual board meeting.

 2) As soon as the treatment need is known, the staff or member organization or service providing hospital should create fundraising campaign in GiveCharity under the NGO Staff Treatment Category. As soon as fund is needed or when full amount is raised through the GiveCharity portal funds MHS can be withdrawn or payed to the service providing hospital. 

 3) In all circumstances amount will be will be released only after successful creation and approval of the campaign in GiveCharity platform.

 4) Standard deduction is applicable towards applicable gateway charges, GiveCharity service charges along with applicable taxes from the amount raised through GiveCharity platform.

 5) Treatment can be taken only through MHS affiliated hospitals and if treatment is taken outside the affiliated hospitals then, funds can be raised only through regular GiveCharity treatment portal and the MHS assured amount will not be applicable.

 6) MHS will try it’s best to give maximum assistance for the fulltime workers treatment through crowdfunding using GiveCharity platform. Apart from the above-mentioned assured amount if the staff needs more money, then efforts will be taken by MHS to raise more funds through GiveCharity platform.

 7) The funds are available only for hospitalization in normal condition. Non-hospitalization and regular medicines for chronic sickness like diabetic etc., are not considered. However, for major diagnosis without hospitalization, the funds can be requested through Affiliated Hospitals if treatment is taken there. Kindly note that MHS is focused on Secondary and Tertiary medical care. So kindly avoid using MHS for primary medical care.

8) MHCF subsidy is considered only general bed charges. Full time Workers are responsible to ask the hospital to consider the payment under General Category. Private room charges if opted by the patient with or without their knowledge, MHS will not be in a position to pay. However, if amount is raised through GiveCharity platform, then we will pass on the same to the hospital.

9) Once the staff leaves the MHS Member Organization, they cannot avail the facilities of MHS automatically.

10) If excess amount is raised more than the campaign amount then that that excess amount will be transferred to MHS general fund.

11) While availing the treatment subsidy, the maximum amount specified in item number (1) is applicable for one sickness for one time only. Only after 24 months of the first benefit received from MHS, recurring treatment subsidy for the same sickness can be considered under special consideration. For other sicknesses, requests can be made for subsidy as usual. The maximum amount is calculated for each financial year. This capping is necessary in order to safeguard MHS system from draining funds rapidly due to few recurring requests. Kindly remember MHS wants to serve as many as possible. However, using GiveCharity platform additional amount may be raised, only the promised amount will not be paid for the subsequent requests.

Payments

Monthly MHS Member Organizations have to create a Campaigner Account in GiveCharity platform. Using that account contributions has to be paid to MHS through NGO Staff Treatment General Campaign.

If amount is paid through the GiveCharity payment gateway, on successful payment, receipt will be sent automatically. 

If amount is paid directly into MHS bank account through NEFT or Bank Transfers or Cheque the transaction details has to be manually updated in the system using Organizational Campaigner login as Offline Donation. Once it is approved the receipt will be sent. Direct payment will save on the transaction charges.

Procedure to get Assistance

1) Using the MHS Member Organizations GiveCharity Campaigner Account, create a Campaign for the sick NGO Staff. Details of the patient, hospital, estimation from the hospital, bills PAN card of the hospital, PAN or Aadhar Card of the patient has to be updated.

2) The campaign may be promoted in the social media and friends circle of the patient.

3) Once amount is collected, the same can be transferred to the hospital any time the Campaigner requests or when the campaign date is over or when the amount is raised.

4) Excess raised amount will be transferred to the NGO Staff Treatment General Campaign.

5) The NGO staff are expected and take treatment ONLY in Affiliated or Recommended Christian Hospitals for planned admissions. There are more than 600 Hospitals available under four networks like EHA, CMAI, CHAI and Other Christian Hospitals. The detailed list is available in http://www.mhsglobal.org.

6) While We are fully depending on volunteers to help and is working fervently to make MOU with affiliated hospitals and educate the hospital staff. For the first time when the fulltime workers are referred to the MHS affiliated hospitals, it is possible that the hospital may not be aware of MHS or GiveCharity.  In such cases Member Organizations can explain and inform GiveCharity or MHS for direct or advance fund transfer to their personal account.

7) The normal expected time fund transfer is within four bank working days. In the case of emergencies requests can be made for earlier release of funds.

When and How to Inform

As soon as a missionary is admitted or understand the need for treatment it should be informed to MHS through GiveCharity campaign. Even it can be reported when they are in the initial stages of treatment. Treatment without intimating MHS through GiveCharity campaign later sending bills for reimbursement is not allowed in MHS. Member organizations are primarily responsible to trace the need of the fulltime workers and inform MHCF through GiveCharity campaign as soon as the missionary is admitted in the Hospital. Strictly no reimbursement procedure available in MHCF.

Not an Insurance

MHCF or GiveCharity is not an insurance company rather a Charity Organization to help fulltime workers to help each other for possible total assistance for medical treatment. No member mission or fulltime workers who are part of it can claim the right to get benefit rather serve each other with the principle of Scriptural Brotherhood. MHS is committed only to give assistance for treatment with the donation received from the fulltime workers and through crowdfunding. It is purely based on Group Liability Scheme.

Treatment cost might go beyond the capacity of MHS or GiveCharity platform will be borne by the missionary or mission organization through the GiveCharity platform.

MHS is a charity funding network for missionary treatment and member organizations or fulltime workers or affiliated hospitals cannot involve MHCF into any kind of Medico-legal issues.

MHS is committed through GiveCharity platform only to give possible assistance by way of donation for treatments and Member organizations, Fulltime Workers or Affiliated Hospitals cannot involve MHS into any of the finance related time delays and other issues, which may come along for the MHS members. Primarily Member organizations, and Fulltime Workers are responsible for their treatment.

Misuse

In the event of any kind of exploitation by Member Missions or Fulltime Workers or Affiliated Hospitals, their affiliation or membership will be automatically cancelled. Even in the event of misuse of one missionary the MHS affiliation for the entire organization will be withdrawn. 

Withdrawal

In case of member missions who wish to withdraw membership from MHS, with three months advance notice has to be given. During the notice period of six months major financial benefits will not be entertained.

Policy Updates

MHCF will update policy changes primarily in the website and will inform if any changes are made. Kindly keep yourselves updated with the policies and guideline through MHS web site www.mhsglobal.org.

Note: Update on 1/7/2020 after MHS Management Committee approval.